🏡 Moving Home? How Chartners Mortgages Can Help

Whether you're upsizing, downsizing, relocating, or moving for a fresh start—getting the right mortgage when moving home is just as important as when you bought your first. At Chartners Mortgages, we make the process simple, compare your existing options, and help you decide whether to port your current mortgage or switch to a better deal from another lender.

🔍 Key Things to Know When Getting a Mortgage to Move Home

You may be able to port your existing mortgage – Some lenders allow you to transfer your current rate to your new property, even mid-deal.
You might need additional borrowing – If you need a larger mortgage for your next home, we help assess affordability and structure it correctly.
You could get a better deal by switching lender – Even if you’re tied in, switching may save you money if the deal and timing make sense.
Your circumstances may have changed – Your income, credit, job type or family situation might affect how much you can now borrow.
Timing is important – Aligning your sale, purchase, mortgage offer and completion dates is key—we guide you through it all.
We manage it all for you – From lender comparison and paperwork, to liaising with solicitors, estate agents and brokers.

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      Why Call Us?

      We are Independent Mortgage Brokers offering a whole of market choice for mortgages and protection. If you go direct to a lender, they can only recommend their own very limited product range. There are over 100 lenders and thousands of mortgage deals available to research. We listen to you, find out your needs and circumstances, recommend the most suitable mortgage for you and fully explain the features and benefits.

      Beware using an estate agent broker that only has access to a limited panel of lenders and are not whole of market.

      Give us a call or email and we will give you advice. We can help without charge, whether you use us to get your mortgage or not.

      As a whole of market broker we have access to thousands of mortgages to make sure you get the best deal for you.

      These are deals not available to the general public or through price comparison sites that we have access to for you.

      Wherever you are based within the UK, our unique easy 4 step process allows us to provide you with a full expert independent mortgage broking service.

      We are regularly audited to ensure compliance with Financial Conduct Authority regulations. All our mortgage and protection work complies with the FCA regulations. We are committed to Treating Customers Fairly. £1.75 million professional indemnity cover is in place for your protection as well. You are never pressured to take any product.

      If we’re unavailable for any reason calls are usually returned within the hour, as are emails or texts. As soon as you confirm which mortgage you would like to apply for, we will get an immediate agreement in principle for you. This puts you in a strong bargaining position when dealing with estate agents and vendors. Everything is done extremely promptly throughout the mortgage application process and you will receive regular updates.

      Mortgage application forms are usually long and can be complicated. We complete and submit all the paperwork for you throughout the process.

      We are not a Call Centre! You work with one friendly advisor throughout who will fully understand your own particular circumstances. When you call, they will know all about you – we are not a call centre where we read your notes off a screen!

      All calls and emails are responded to promptly, we never leave you waiting and chase mortgage companies constantly so that your mortgage is processed as quickly as possible.

      Why Call Us?

      We are Independent Mortgage Brokers offering a whole of market choice for mortgages and protection. If you go direct to a lender, they can only recommend their own very limited product range. There are over 100 lenders and thousands of mortgage deals available to research. We listen to you, find out your needs and circumstances, recommend the most suitable mortgage for you and fully explain the features and benefits.

      Beware using an estate agent broker that only has access to a limited panel of lenders and are not whole of market.

      Give us a call or email and we will give you advice. We can help without charge, whether you use us to get your mortgage or not.

      As a whole of market broker we have access to thousands of mortgages to make sure you get the best deal for you.

      These are deals not available to the general public or through price comparison sites that we have access to for you.

      Wherever you are based within the UK, our unique easy 4 step process allows us to provide you with a full expert independent mortgage broking service.

      We are regularly audited to ensure compliance with Financial Conduct Authority regulations. All our mortgage and protection work complies with the FCA regulations. We are committed to Treating Customers Fairly. £1.75 million professional indemnity cover is in place for your protection as well. You are never pressured to take any product.

      If we’re unavailable for any reason calls are usually returned within the hour, as are emails or texts. As soon as you confirm which mortgage you would like to apply for, we will get an immediate agreement in principle for you. This puts you in a strong bargaining position when dealing with estate agents and vendors. Everything is done extremely promptly throughout the mortgage application process and you will receive regular updates.

      Mortgage application forms are usually long and can be complicated. We complete and submit all the paperwork for you throughout the process.

      We are not a Call Centre! You work with one friendly advisor throughout who will fully understand your own particular circumstances. When you call, they will know all about you – we are not a call centre where we read your notes off a screen!

      All calls and emails are responded to promptly, we never leave you waiting and chase mortgage companies constantly so that your mortgage is processed as quickly as possible.

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