🏡 Moving Home? How Chartners Mortgages Can Help
Whether you're upsizing, downsizing, relocating, or moving for a fresh start—getting the right mortgage when moving home is just as important as when you bought your first. At Chartners Mortgages, we make the process simple, compare your existing options, and help you decide whether to port your current mortgage or switch to a better deal from another lender.
🔍 Key Things to Know When Getting a Mortgage to Move Home
✔ You may be able to port your existing mortgage – Some lenders allow you to transfer your current rate to your new property, even mid-deal.
✔ You might need additional borrowing – If you need a larger mortgage for your next home, we help assess affordability and structure it correctly.
✔ You could get a better deal by switching lender – Even if you’re tied in, switching may save you money if the deal and timing make sense.
✔ Your circumstances may have changed – Your income, credit, job type or family situation might affect how much you can now borrow.
✔ Timing is important – Aligning your sale, purchase, mortgage offer and completion dates is key—we guide you through it all.
✔ We manage it all for you – From lender comparison and paperwork, to liaising with solicitors, estate agents and brokers.
Check out our reviews...
EXCELLENT Based on 152 reviews Posted on Grant SeniorTrustindex verifies that the original source of the review is Google. Highly recommend, used Jack for my BTL mortgage and he’s got it completed for me with no hesitation and hassle free.Posted on Rizwana AkhtarTrustindex verifies that the original source of the review is Google. I highly recommend Jack Samuels of Chartners Mortgages Ltd. Jack (and Dave) have made my initial mortgage and subsequent re-mortgage journeys so easy and simply. Jack has provided exception service by reminding me that my product was coming up for renewal and finding other products for me without having to remind him. I will continue to have Jack as my mortgage advisor for the future and the best part is that he is diligent and quick to respond to any questions or queries I have asked which is exactly what you want especially as mortgages can be stressful situations. Thank you so much.Posted on Samantha LucasTrustindex verifies that the original source of the review is Google. As a first-time buyer, the whole mortgage process felt overwhelming at first, but Jack has made everything so much easier. He’s been incredibly supportive from the very beginning, patient, always clear, and never once made me feel silly for asking a million questions. He even took the time to respond outside of office hours when something urgent popped into my head! Jack genuinely goes above and beyond, and his knowledge and reassurance have made this journey so much less stressful. I honestly couldn’t recommend him more to anyone starting out on their home buying journey. If you want someone who’s reliable, friendly, and truly committed to helping you understand every step, Jack is the person! Thank youPosted on Paul RobinsonTrustindex verifies that the original source of the review is Google. Jack has been Excellent from start to finish!! From initial conversations, Jack gave us some brilliant information and some very helpful advice. He has gone out of his way to accommodate my next to zero knowledge and answer every single question no matter when it was asked. Time scale has been absolutely amazing. We definitely would recommend using Chartners Mortgages and we will be using ourselves in the future. Thank you very much for your help Jack.Posted on Bradley fosterTrustindex verifies that the original source of the review is Google. Jack has been fantastic from start to finish, he can’t help you enough and is always available for any and all questions. Nothing is too much trouble and can not fault anything in our remortgage process. He has made the process so much easier and taken a lot of the usual stress of the process away. Really friendly and always professional too. Highly recommend him to anyone for all things mortgages and financial advice.Posted on Georgia EdwardsTrustindex verifies that the original source of the review is Google. We’ve used Chartners twice now for our mortgage and both times they’ve been great. Thankyou to Jack for helping us get everything sorted so quickly 😊Posted on Luke NewbouldTrustindex verifies that the original source of the review is Google. Best Mortage advisor in the game. No debate. Got me through the whole process effortlessly. Will recommend to all family and friends & without hesitation use again.Posted on anton elliottTrustindex verifies that the original source of the review is Google. Jack at Chartners Mortgages was fantastic — personable, easy to work with, and secured our mortgage quickly while keeping us updated throughout. We’ll definitely be using Jack and Chartners again for future mortgages. Highly recommend!Posted on John HamiltonTrustindex verifies that the original source of the review is Google. An excellent service, answered all my questions and worked through different options to ensure that I had the mortgage that best suited both my current and future situationsPosted on Casper SmithsonTrustindex verifies that the original source of the review is Google. Thanks so much to Jack who helped secure our mortgage and offered great service! Was really easy communicating and made the whole process super easy! Will be recommending to others. Thanks Jack!
Check out our reviews...
EXCELLENT Based on 152 reviews Posted on Grant SeniorTrustindex verifies that the original source of the review is Google. Highly recommend, used Jack for my BTL mortgage and he’s got it completed for me with no hesitation and hassle free.Posted on Rizwana AkhtarTrustindex verifies that the original source of the review is Google. I highly recommend Jack Samuels of Chartners Mortgages Ltd. Jack (and Dave) have made my initial mortgage and subsequent re-mortgage journeys so easy and simply. Jack has provided exception service by reminding me that my product was coming up for renewal and finding other products for me without having to remind him. I will continue to have Jack as my mortgage advisor for the future and the best part is that he is diligent and quick to respond to any questions or queries I have asked which is exactly what you want especially as mortgages can be stressful situations. Thank you so much.Posted on Samantha LucasTrustindex verifies that the original source of the review is Google. As a first-time buyer, the whole mortgage process felt overwhelming at first, but Jack has made everything so much easier. He’s been incredibly supportive from the very beginning, patient, always clear, and never once made me feel silly for asking a million questions. He even took the time to respond outside of office hours when something urgent popped into my head! Jack genuinely goes above and beyond, and his knowledge and reassurance have made this journey so much less stressful. I honestly couldn’t recommend him more to anyone starting out on their home buying journey. If you want someone who’s reliable, friendly, and truly committed to helping you understand every step, Jack is the person! Thank youPosted on Paul RobinsonTrustindex verifies that the original source of the review is Google. Jack has been Excellent from start to finish!! From initial conversations, Jack gave us some brilliant information and some very helpful advice. He has gone out of his way to accommodate my next to zero knowledge and answer every single question no matter when it was asked. Time scale has been absolutely amazing. We definitely would recommend using Chartners Mortgages and we will be using ourselves in the future. Thank you very much for your help Jack.Posted on Bradley fosterTrustindex verifies that the original source of the review is Google. Jack has been fantastic from start to finish, he can’t help you enough and is always available for any and all questions. Nothing is too much trouble and can not fault anything in our remortgage process. He has made the process so much easier and taken a lot of the usual stress of the process away. Really friendly and always professional too. Highly recommend him to anyone for all things mortgages and financial advice.Posted on Georgia EdwardsTrustindex verifies that the original source of the review is Google. We’ve used Chartners twice now for our mortgage and both times they’ve been great. Thankyou to Jack for helping us get everything sorted so quickly 😊Posted on Luke NewbouldTrustindex verifies that the original source of the review is Google. Best Mortage advisor in the game. No debate. Got me through the whole process effortlessly. Will recommend to all family and friends & without hesitation use again.Posted on anton elliottTrustindex verifies that the original source of the review is Google. Jack at Chartners Mortgages was fantastic — personable, easy to work with, and secured our mortgage quickly while keeping us updated throughout. We’ll definitely be using Jack and Chartners again for future mortgages. Highly recommend!Posted on John HamiltonTrustindex verifies that the original source of the review is Google. An excellent service, answered all my questions and worked through different options to ensure that I had the mortgage that best suited both my current and future situationsPosted on Casper SmithsonTrustindex verifies that the original source of the review is Google. Thanks so much to Jack who helped secure our mortgage and offered great service! Was really easy communicating and made the whole process super easy! Will be recommending to others. Thanks Jack!
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Why Call Us?
We are Independent Mortgage Brokers offering a whole of market choice for mortgages and protection. If you go direct to a lender, they can only recommend their own very limited product range. There are over 100 lenders and thousands of mortgage deals available to research. We listen to you, find out your needs and circumstances, recommend the most suitable mortgage for you and fully explain the features and benefits.
Beware using an estate agent broker that only has access to a limited panel of lenders and are not whole of market.
Give us a call or email and we will give you advice. We can help without charge, whether you use us to get your mortgage or not.
As a whole of market broker we have access to thousands of mortgages to make sure you get the best deal for you.
These are deals not available to the general public or through price comparison sites that we have access to for you.
Wherever you are based within the UK, our unique easy 4 step process allows us to provide you with a full expert independent mortgage broking service.
We are regularly audited to ensure compliance with Financial Conduct Authority regulations. All our mortgage and protection work complies with the FCA regulations. We are committed to Treating Customers Fairly. £1.75 million professional indemnity cover is in place for your protection as well. You are never pressured to take any product.
If we’re unavailable for any reason calls are usually returned within the hour, as are emails or texts. As soon as you confirm which mortgage you would like to apply for, we will get an immediate agreement in principle for you. This puts you in a strong bargaining position when dealing with estate agents and vendors. Everything is done extremely promptly throughout the mortgage application process and you will receive regular updates.
Mortgage application forms are usually long and can be complicated. We complete and submit all the paperwork for you throughout the process.
We are not a Call Centre! You work with one friendly advisor throughout who will fully understand your own particular circumstances. When you call, they will know all about you – we are not a call centre where we read your notes off a screen!
All calls and emails are responded to promptly, we never leave you waiting and chase mortgage companies constantly so that your mortgage is processed as quickly as possible.
Why Call Us?
We are Independent Mortgage Brokers offering a whole of market choice for mortgages and protection. If you go direct to a lender, they can only recommend their own very limited product range. There are over 100 lenders and thousands of mortgage deals available to research. We listen to you, find out your needs and circumstances, recommend the most suitable mortgage for you and fully explain the features and benefits.
Beware using an estate agent broker that only has access to a limited panel of lenders and are not whole of market.
Give us a call or email and we will give you advice. We can help without charge, whether you use us to get your mortgage or not.
As a whole of market broker we have access to thousands of mortgages to make sure you get the best deal for you.
These are deals not available to the general public or through price comparison sites that we have access to for you.
Wherever you are based within the UK, our unique easy 4 step process allows us to provide you with a full expert independent mortgage broking service.
We are regularly audited to ensure compliance with Financial Conduct Authority regulations. All our mortgage and protection work complies with the FCA regulations. We are committed to Treating Customers Fairly. £1.75 million professional indemnity cover is in place for your protection as well. You are never pressured to take any product.
If we’re unavailable for any reason calls are usually returned within the hour, as are emails or texts. As soon as you confirm which mortgage you would like to apply for, we will get an immediate agreement in principle for you. This puts you in a strong bargaining position when dealing with estate agents and vendors. Everything is done extremely promptly throughout the mortgage application process and you will receive regular updates.
Mortgage application forms are usually long and can be complicated. We complete and submit all the paperwork for you throughout the process.
We are not a Call Centre! You work with one friendly advisor throughout who will fully understand your own particular circumstances. When you call, they will know all about you – we are not a call centre where we read your notes off a screen!
All calls and emails are responded to promptly, we never leave you waiting and chase mortgage companies constantly so that your mortgage is processed as quickly as possible.